Terms of Service

1. The service

TakoTax is software intended to help users prepare tax-related information and generate tax forms for review and download. Today, TakoTax does not submit returns to the IRS or state agencies.

TakoTax plans to pursue electronic filing authorization. Electronic filing is not available until the required approvals, identifiers, Assurance Testing System testing, and communication testing are complete. The terms that govern electronic filing are described in Section 8 and in the E-file Disclosures page; they take effect for a given user only when that user uses an enabled e-file workflow.

2. No tax, legal, or financial advice

TakoTax is a software tool and not a law firm, accounting firm, CPA, enrolled agent, or tax advisor. TakoTax does not provide legal, tax, or financial advice. Users are responsible for reviewing all inputs and outputs and determining whether they are accurate and appropriate for their circumstances.

Use of TakoTax does not create an attorney-client, accountant-client, tax advisor, or other professional advisory relationship.

3. User responsibilities

You are responsible for:

• Entering or importing accurate information
• Reviewing the complete return summary and generated forms before relying on them or authorizing them to be filed
• Filing separately when e-file is not available, not enabled for your return, or your return is not within the supported e-file scope
• Meeting all federal and state filing and payment deadlines that apply to you
• Keeping a copy of your filed return and supporting records
• Maintaining the security of your own device, browser, and exported files
• Using TakoTax only when your use is lawful and permitted

4. Acceptable use

You may not:

• Use TakoTax for unlawful, fraudulent, abusive, or harmful purposes
• Interfere with, disrupt, overload, or probe the service except as allowed by the vulnerability disclosure policy
• Attempt to gain unauthorized access to systems or data
• Upload, generate, or distribute malware or harmful content through the service
• Copy, reverse engineer, scrape, or exploit the service except as allowed by law

5. Intellectual property and license

TakoTax names, branding, design, content, and software are protected by intellectual property laws. Subject to these Terms, TakoTax grants you a limited, non-exclusive, non-transferable, revocable right to use the service for its intended purpose.

6. Electronic communications

You agree that TakoTax may provide service announcements, policy updates, support responses, and other service-related notices electronically, including through the website or by email when you contact TakoTax.

7. Privacy

Use of TakoTax is also governed by the TakoTax Privacy Notice.

8. Electronic filing (e-file)

This Section 8 applies only when TakoTax has enabled electronic filing and you elect to file your return electronically through TakoTax. Until e-file is enabled and you affirmatively authorize a transmission, TakoTax does not transmit returns to the IRS or any state tax agency. The detailed operational disclosures, including acknowledgement timing, reject correction, deadlines, fees, refunds, and IRC §7216 consents, are in the E-file Disclosures page and are incorporated into these Terms by reference.

8.1 Self-prepared returns

TakoTax operates as a Software Developer, Online Provider, and Transmitter for self-prepared individual returns. TakoTax is not an Electronic Return Originator (ERO), does not prepare returns on your behalf, and does not act as a paid preparer. You are the preparer of your own return.

8.2 Supported scope

If e-file is enabled, TakoTax will only transmit returns that are within the supported e-file scope published before launch. Returns containing facts outside the supported scope cannot be transmitted through TakoTax and must be filed by another method.

8.3 Authorization and electronic signature

Before transmission, you must (and your spouse must, for a joint return) review the full return, accept the IRS jurat, and sign the return electronically using the IRS Self-Select PIN method as described in the E-file Disclosures. You authorize TakoTax to transmit the return only when you complete this step.

8.4 IRS acknowledgements and rejects

TakoTax will display the IRS acknowledgement for your submission once received. A return is not filed until the IRS issues an Accepted acknowledgement. If the IRS rejects the return, you are responsible for correcting and re-transmitting it through TakoTax or for filing the return by another method. TakoTax does not guarantee that any return submitted at or near a deadline will be accepted before the deadline.

8.5 Fees, refunds, and payments

If paid e-file is enabled, the fee amount is disclosed on the Pricing page and again in-product before you authorize transmission. TakoTax does not charge a fee based on a percentage of any refund. TakoTax does not hold, redirect, advance, or otherwise process refunds, and does not offer refund anticipation loans, refund anticipation checks, or refund transfer products. Tax payments are made directly to the IRS and to state agencies; TakoTax does not process tax payments and does not hold taxpayer funds.

8.6 IRC §7216 and state preparer-confidentiality consents

TakoTax will request separate written consents under Internal Revenue Code §7216 and Treasury Regulation §301.7216-3 only when needed to use or disclose tax return information for a purpose other than preparing or filing the return. If you are a California resident, an additional separate consent under California Business and Professions Code §17530.5 is requested where applicable. Declining any of these consents will not prevent you from preparing or filing your return through TakoTax and is never a condition of using any TakoTax feature.

8.7 IRS outages and circumstances outside our control

TakoTax is not liable for filing delays, missed deadlines, or other adverse consequences caused by IRS or state outages, the IRS Modernized e-File maintenance windows, third-party network failures, taxpayer-supplied account or banking errors, IRS identity verification holds, or other circumstances outside TakoTax's reasonable control.

9. Availability and changes

TakoTax may change, suspend, or discontinue any part of the service at any time. We do not guarantee uninterrupted availability.

10. Disclaimer of warranties

TakoTax is provided on an as-is and as-available basis, to the fullest extent permitted by law. TakoTax disclaims warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. TakoTax does not warrant that any return prepared through the service will be accepted by the IRS or any state agency, that any computation reflects the only or most favorable interpretation of tax law, or that the service will be uninterrupted or error-free.

11. Limitation of liability

To the fullest extent permitted by law, TakoTax and its affiliates, founders, employees, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, refund delays, interest, tax penalties, or other tax-related losses arising from or related to use of the service, including use of any e-file workflow. Users remain responsible for reviewing filings, paying tax owed, and meeting compliance obligations.

12. Indemnity

You agree to indemnify and hold harmless TakoTax from claims arising out of your misuse of the service, your violation of these Terms, your provision of inaccurate or unauthorized information, or your use of the e-file workflow in violation of applicable IRS rules.

13. Termination

TakoTax may suspend or terminate access if these Terms are violated or if continued access presents security, legal, or operational risk, including loss of IRS e-file provider authorization.

14. Governing law

These Terms are governed by the laws of the State of Washington, without regard to conflict-of-law principles.

15. Changes to these Terms

TakoTax may update these Terms from time to time, including when electronic filing is enabled, when supported scope changes, or when IRS e-file requirements change. Continued use after updated Terms become effective constitutes acceptance of the revised Terms.

16. Contact

Questions about these Terms may be sent to [email protected].